Discussing health insurance with the British

Me: [mentions convoluted and overpriced US health insurance system]

British co-worker: "I'd take that over bloody NHS any day! Just pay for your insurance and go to the doctor!"

Me: [explains premiums, deductibles, out-of-network costs…]

British co-worker: "Wait, what? That's crazy! How can they even do that?! I… but… that doesn't make any sense at all!"

Me:[…]

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